Monso Business Banking. It just works. So you can too. Join businesses like Target

to Wishing by opening a Monso Business account.

What I love about Monso Business account is how easy everything is. It can be filtered,

it can be tagged. We thought we'd have to manage our business around our banks, but that's

not the case for Monso.

My name is Shun. I am the Founder of Target Trition.

Apply in minutes at Monso.com slash business. To apply you must be a sole trader or director

of a limited company, UK Businesses Only, terms and conditions apply.

I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.

Happy, happy, happy Valentine's Day. And listen, let's be real. I know Valentine's Day isn't

all hearts and roses and chocolate for everyone. So if Valentine's Day is not your favorite

holiday, I am sending you so much love and I would be thrilled to be your Valentine. Plus,

today is not only Valentine's Day. It is also the Super Bowl. Not the literal NFL Super Bowl

that was Sunday, but if you're in the flower industry, today is your Super Bowl. To give

us the scoop on this sneak attack, complicated flower business is Jim McCann, Founder and

Executive Chairman of 1-800-Flowers.com. And spoiler alert, Jim has maybe one of the

best answers for the tip you can take straight to the bank question ever. So listen till the

end.

Jim McCann, welcome to Money Rehab.

Nicole, the last time I saw you was very, very early in the morning.

So, was it like four or five in the morning? It was five in the morning. I did your show

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