Info You Can Use: #3 Runs a curriculum teaching finance, business ethics, and entrepreneurship.
The Steve Harvey Morning Show
iHeartPodcasts
4.5 • 2.2K Ratings
🗓️ 5 October 2025
⏱️ 28 minutes
🧾️ Download transcript
Summary
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash.
🎯 Purpose of the Interview
To share Ash Cash’s journey and philosophy on financial literacy, entrepreneurship, and wealth-building—especially within underserved communities—using relatable cultural touchpoints like hip-hop and personal storytelling.
🔑 Key Takeaways 1. Ash Cash’s Background & Mission
- Started as a banker at 19, became a VP by 24, and CEO of a credit union by 31.
- Left traditional banking to become a financial educator.
- Authored over 40 books, including My Right Money Right and The Illmatic Investor.
- Founded Mind Right Money Management to promote financial literacy.
2. Hip-Hop & Financial Literacy ("Hip-Hoponomics")
- Uses hip-hop culture to teach financial principles.
- Dissects lyrics and stories from artists like Jay-Z and Nas to explain wealth-building concepts.
- Example: Jay-Z’s 4:44 album discusses generational wealth, ownership, and financial planning.
3. Philosophy of Wealth
- Wealth starts with mindset, not just money.
- “Money doesn’t look like anything”—appearances can be deceiving.
- True wealth comes from ownership and investing, not just saving.
4. Adversity & Success
- Adversity is part of the journey to success.
- Challenges are meant to strengthen, not deter.
- “The more adversity you have, the closer you are to your dreams.”
5. Representation & Mentorship
- Ash Cash emphasizes the importance of representation in finance.
- Mentors youth and adults, showing that success is possible regardless of background.
- “I’m the first, but not the last”—his goal is to inspire others to follow.
6. Education & Outreach
- Runs a curriculum teaching finance, business ethics, and entrepreneurship in schools and colleges.
- Launching a podcast called Hip-Hoponomics to expand the conversation.
💬 Notable Quotes
- “Money doesn’t look like anything.” – On the misconceptions of wealth based on appearance.
- “You cannot save your way to wealth.” – Emphasizing the importance of investing.
- “Instead of working hard for money, money needs to work hard for you.” – On shifting the mindset around money.
- “I’m the first, but not the last.” – On paving the way for others.
- “Put the medicine in the candy.” – Teaching financial literacy through relatable cultural references.
#BEST
#STRAW
#SHMS
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:04.6 | Hi, I'm Roshan McDonnell. |
| 0:06.4 | I host the weekly Money Making Conversation Masterclass show. |
| 0:09.4 | The interviews and information that this show provides are for everyone. |
| 0:12.9 | It's time to stop reading other people's success stories and start living your own. |
| 0:17.4 | If you want to be a guest on my show, please visit our website, Moneymakingconversations.com, |
| 0:23.5 | and click the be a guest button. Press submit and the information will come directly to me. |
| 0:28.7 | Now let's get this show started. Welcome, welcome, welcome. Hey, man, it's another show. I'm glad you |
| 0:34.4 | came and joined me. You may be driving. You may be sitting at the house. |
| 0:38.1 | You may be eating some food. |
| 0:40.1 | You may be thinking about cooking some food. |
| 0:42.6 | But more importantly, you're ready to expand your mind for me to drop this knowledge down on you. |
| 0:48.0 | I am Roshan McDonald. |
| 0:49.1 | I host this weekly money-making conversation Masterclass show. |
| 0:52.7 | The interviews and information that this show provides |
| 0:54.9 | are for everyone it's time to stop reading other people's success stories and start living your |
| 1:00.7 | own now if you want to be a guest on my show like i say every week please visit moneymaking |
| 1:05.5 | conversations dot com and click the be a guest button and And then I screen all my guests. |
| 1:11.0 | If you want to be on the show and you get booked on the show, it's done through me. I personally screen the guests. I personally make the phone calls. I feel that's why the show has gotten so much better, so much more informative. People have stopped me. Say, Rashan, I really love the show. I really love the direction of the show. I have great producers here at WCLK that allowed me to come on the air and be able to deliver information to nonprofits, the small business. People can also call in, but more importantly, it's information that can help you. And more importantly, is the guest. My guest on this show is a financial educator, |
| 1:45.8 | author of over 40 books and founder of Mind Right Money Management. |
| 1:50.3 | He is recognized for his unique approach to financial literacy, |
| 1:53.8 | blending it with elements of music, pop culture, and psychology. |
... |
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