Good news. Inflation is settling down a bit. What does that mean for your cash?

Brian, I am so excited to talk about this because a lot of people are asking this question.

You know, I've been able to ride the wave of high cash paying instruments, but now that things are changing does that mean that I need to change my

strategy I love that we get to answer those kinds of questions I love that we can answer

any kind of question that you have so right now if you have a question we would love for you to get it

into the chat we have the team out in the wings collecting your questions and we want to load you up

so that you can do money better. But before I throw it over to Creative Director Rayby, did you know

that 60% of you guys watching right now are not subscribed? So we would love for you to subscribe right now so we know whose butt is in the

seat with that I'm gonna throw it over to you producer Ribi. Love it. I do have a

great question to start us off from Julie?

She says, I saw Daniel's article on inflation slowing down over at moneyguide.com.

Do I need to start moving my cash out of my high-yield savings account and lock in the high interest rates?

Or should I wait for the rate cuts?

What do you recommend moving it to?

Yes, I think a lot of people are wondering this, you know, it seems we all remember back a couple of years ago where like cash was trash.

It was paying nothing like if you were getting a quarter of a percent or half a percent on your cash holdings, you felt like that was great.

And now we've come to the season where a lot of folks are getting greater than 5 percent

yield on their cash accounts, whether they're in high-yold savings accounts or

money market mutual fund accounts, and it feels awesome and we love seeing

those monthly interest payments or monthly dividend payments coming in and we've gotten so addicted to them that we want to figure out okay what can we do to make sure that that doesn't go away because if inflation slows down and then rates begin to fall does that mean that I'm not going to be able to get that same

yield on my cash and doesn't mean that I need to start looking at locking in the rates where they are now instead of staying in the current high

yield type structure.

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