Inbox Question | QCD from a Workplace Retirement Plan
Big Picture Retirement®
Devin Carroll
4.7 • 545 Ratings
🗓️ 16 April 2026
⏱️ 5 minutes
🧾️ Download transcript
Summary
Ann asks about making qualified charitable distributions from her 457 plan.
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Transcript
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| 0:00.0 | Welcome to the Big Picture Retirement Show. |
| 0:07.6 | Today, we're going to the inbox to answer questions sent in by you, our listeners. |
| 0:12.3 | Now, if you'd like to send us a question, just head over to big pictureretirement.com and click the Ask a Question tab in the top menu. |
| 0:18.9 | Oh, and just a quick reminder. |
| 0:19.9 | On this podcast, we provide |
| 0:22.0 | general information and not specific tax, legal, or financial advice. But if you're ever ready |
| 0:28.3 | to move from the broad education we provide here to personalized advice that's specific to you, |
| 0:34.7 | you can find links to our websites down in the description. |
| 0:38.4 | Now let's jump in to today's question. |
| 0:46.4 | John, today's question comes from Ann, and Ann says, |
| 0:49.4 | I'm so grateful for all you have taught me. |
| 0:51.6 | Well, thank you, Anne. |
| 0:52.6 | I'm not sure. |
| 0:54.0 | Maybe, I don't know. I guess there's some |
| 0:55.7 | educational value in this podcast after all, John. Well, clearly. Yeah. All right. Well, and now let me, |
| 1:02.2 | let me get over that first statement and move on to, uh, okay. So she says, thank you. Question. I have a 457 plan |
| 1:10.0 | that I funded while working for a state agency. |
| 1:12.7 | And she is wanting to do qualified charitable distributions from this. |
| 1:17.7 | And she said, I've read some language where it can be considered a deemed IRA. |
| 1:21.3 | So can I make qualified charitable distributions from my 457? |
| 1:26.8 | Right. |
| 1:27.1 | Now, just if we'll back up and then I'll let you get into the rule. |
... |
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