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you can find links to our websites down in the description. Now let's jump in

to today's question. Today's question comes from John. John said that I know that I don't know

what I don't know. John, that's an astute statement. Anyway, he goes on to say,

that being said, what am I missing with this distribution strategy? With DIYers, there's a love

affair with the S&P 500 and also with dollar cost averaging. That being said, if you had X amount of

money in the S&P 500, divided unequally in the 11 sectors,

and took distributions from the winners and rebalanced each year, preferably quarterly,

what are the pros and kinds? It seems simple enough. What am I missing as I've never heard of this strategy?

John, I do think there's some merit to this. Let me just think about this off the top of my head and go down some of the

pros here. So I think one, you know, you're only selling from the strongest performing

sectors of the economy. And that's a good way to lock in gains and avoid

selling into weakness, which I suppose would help reduce some of the risk associated with the

sequence of returns. I guess the second thing is this naturally creates a form of sector rotation

where you're trimming from what's hot and you're letting underperforming

assets recover. So in some ways, it's like momentum investing, except you're selling what's got

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