Welcome to the Jill on Money Show.

It is Tuesday, December 27th.

And yes, even in the last week of the year, Mark and I are here for you.

We are answering your financial questions.

And I know a lot of you, you're just listening and it's sort of passive.

But if you're nervous and you sort of feel like you want to ask us a question, but you're

kind of scared.

Don't be so nervous.

It's very easy.

All you need to do is go to JillOnMoney.com.

Put the contact us button, let us know if you'd be willing to come on the air.

And while you're on the website, don't forget, we've got all sorts of fun things like the

free weekly newsletter, comes out every Friday.

Like you can order my new book, it's coming out in just a few weeks, The Great Money Reset.

And you can also just see all the great stuff that Mark does, which I keep him busy and

he keeps me busy.

Today, we are talking to Sam, who's on the line from Philadelphia Sam.

That brings you to our airwaves today.

So I have two questions.

One is just kind of about whether we're on track for our retirement savings.

And the other question is about saving or where to put money for our toddler.

Okay.

...