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Financial Audit

Immature 24 Year Old Doesn't Care If She Dies In Poverty

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 7 June 2023

⏱️ 32 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:00 Stopped going to college... 05:17 Do you want to be a server for the rest of your life?! 08:31 No plans to survive ... 09:45 Car debt, through her ex!! 12:30 Checking account and hidden debts 15:18 Credit cards and a lot of spending 19:22 Credit score 22:15 She refuses to act like an adult... 26:00 You're acting like an immature child! 28:00 You need to turn your life around... 30:00 You are SUCH A CHILD!!! 31:09 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:05.3

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0:11.9

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0:15.1

I'm Shemay. I'm 24 years old. I'm from Houston, Texas, and this is Financial Audit.

0:22.8

What do you do for living in Houston,

0:30.3

Texas? I serve. Should I tell you, like, where? That's up to you. Okay. I work at the Cheesecake Factory. Oh, okay. So you know, like, all one billion options? Yeah, it's like

0:35.2

300. Well, yeah, one billion close. Like 300.

0:38.0

Is it true that they test you on it and then if you don't have it, you get fired? Or was that like an online rumor? Like they'll randomly test you on a menu item? No. Whoever like, yeah, made that up, they definitely just made that up. Yeah. Okay, cool. Yeah. So Cheesecake Factory. How many hours a week do you work?

0:53.6

I want to say maybe I want like 30.

0:57.8

Okay. Okay, cool. Yeah. So Cheesecake Factory. How many hours a week do you work? I want to say maybe like 30-ish on average.

0:59.7

Not much.

1:01.0

What are you bringing in on a weekly basis, what you said?

1:03.8

Weekly.

1:04.4

Okay, so it varies, you know, because, like, as a server, it's kind of like a hit or miss miss but mostly mine is more like a hit most of the

1:14.4

time um i want to say uh still it depends like maybe four to six hundred no thousand a week

1:23.9

a week you said a week oh um is that a month? Yeah. Four to six thousand.

1:27.9

So we'll say five thousand.

1:29.3

Yeah, on average.

1:31.1

Five.

1:32.2

Yeah, on average.

1:34.9

Is that, do they, do they, okay, at Cheesecake Factory, do that, sorry, do they, do they, your cash tips and everything, do they tax them up front or do you get them and then? So, man, honestly, I don't even know how that works. Because we get paid like, what, $2.13 an hour. And then they kind of like take it off of that as well. Yeah. So we have to like claim our tips. You do claim your tips? We do, yes.

2:01.5

Oh, okay.

...

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