You're going to go. From Ramsey Network, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

I'm Ramsey Personality, George Campbell joined... and create amazing relationships.

I'm Ramsey Personality, George Camel, joined by my good friend, some would say best friend,

Dr. John Deloney, best-selling author and host of the very popular Dr. John Deloney show and we are here for you to help you take the right next step for your life, your relationships, your mental health, your money.

So give us a call at AAA 825, 5225 and we will try to do just that. Joe is going to kick us off in

Tampa Florida this hour. What's going on Joe?

Hey what's up guys? How you all doing well? How are you?

Not too bad. So I got some frustrating stuff going on unfortunately. So in the spring of 2020 met the love of my life she was

finishing up college in a master's program she had about a year left. And what happened was some life stuff happened, COVID happened.

We kind of fell in love.

I knew it was going to be a single income family once we got married.

So I was like, it's time to withdraw. So she

withdrawal from the university online master's program and at the end of

2020 she found out that she was charged

for the classes and she's like I

booked my advisor sent the information in and they confirmed yeah advisor left, so we're still charging you, basically is what happened.

When we sent them all the paperwork here, we withdrew, never heard from the university, never heard from the professors, from the professors.

So it kind of went cold for like a couple years.

So the end of 2022, what happened was we got something from collections.

They kind of went quiet.

And I said, you still owe us seven grand.

We never took classes.

...