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The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 13 August 2024

⏱️ 82 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My husband keeps refusing to combine finances; is he hiding an addiction?" "What's wrong with having a credit card?" "Should we sell our truck to get back on track?" "We make $100K/year and we still can't save," "My HOA just signed me up for $22k of debt!" Support Our Sponsors: The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit NetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: betterhelp.com/Delony to get 10% off your first month Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Find a Ramsey Trusted Real Estate Agent 💸Enter The Ramsey Cash Giveaway for a chance to win $10,000! 📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people build wealth, do work, that they love, and create
0:28.2	actual amazing relationships. I'm Dave Ramsey, host, George Camel, Ramsey Personality,
0:35.3	number one best-selling author of the book Breaking Free from Broke, and
0:39.1	host to the George Camel show. He's my co-host here. Open phones at Triple 8, 825, 5225.
0:45.0	Brittany's in Knoxville.
0:46.0	Hi Brittany, how are you?
0:48.0	Hi Dave, I'm good, how are you?
0:50.0	Better than I deserve.
0:51.0	What's up in your world.
0:53.0	Oh man I'm just kind of in a tough spot.
0:57.0	I've been married for two years.
1:00.0	I've taken a few of your courses and I've paid off around $30,000 of debt and I still owe around
1:08.6	40,000 more. But when my husband and I first got married, we always have the intention on combining our income and all of our finances, but he seems to just always have an excuse.
1:21.0	I've noticed recently that I and I hate to even say this about him but I feel like
1:30.5	he's maybe taking Adderall and taking more than he should and I noticed him maybe
1:38.8	having a few beers in the afternoon which is out of character for him so I'm just starting to worry if maybe
1:44.6	those are the reasons he's not wanting to combine our finances or what I should do or
1:51.0	you think he's worried because you'll find out he's spending way too much money on
1:55.3	alcohol? Yes and I'm just I'm kind of overwhelmed right now I guess because I'm working two jobs I watch our two sons
2:06.8	from home full-time and anytime we have any child care I'm I'm paying for that
2:11.5	our mortgages in his name only and I'm paying about 80% of that
2:16.8	mortgage every month. So it's just I'm getting very overwhelmed. Did you buy the home after you got married?
	...

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