If You Don’t Do This, No One Else Will! (Hour 3)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 12 April 2023

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Being gazelle intense is affecting our marriage", What happens if you don't pay your taxes, Fractional real estate investing vs. REITs. from the blog: What Is a Real Estate Investment Trust (REIT)? "When should the executor of a will be added to bank accounts?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	.
0:27.0	Live from the headquarters of Ramsey Solutions, broadcasting for the pods moving in
0:32.1	storage studios. It's the Ramsey Show where we help people build wealth, do work,
0:39.4	that they love and create actual amazing relationships. Dr. John Deloney Ramsey
0:45.5	personality is my co-host today. The phone number is triple eight eight two five five two two five.
0:51.0	Jeremy is with us in Virginia Beach. Hi Jeremy welcome to the Ramsey Show.
0:56.1	Hey John and Dave thanks for having me. I'm a big fan of both you guys. Well thank you. How can we help?
1:00.9	Well my wife and I have about thirty eight thousand dollars left on our mortgage. We should have it paid
1:07.1	off in about ten months and we're super gazelle intense but I'm curious how should we start taking steps
1:14.9	to draw it back a little bit to maybe relax after we pay off the house. Should I tell my employer
1:23.5	that I'm debt free and that I no longer want to work overtime work on weekend or should I even tell my boss
1:31.4	at all that I'm totally debt free. I wouldn't be passing out my net worth information to my boss but
1:40.5	that's just me. I work at a place where we do that all the time but it's different. How long have
1:46.2	you been on this debt free journey? About three and a half years. Did you have consumer debt before
1:54.0	you start paying off your house? Here's what I'm asking. If you spent two years paying off consumer
1:58.9	debt and they just kept going through your house that's a recipe for burnout. That's why we tell people
2:03.2	to slow down when you get to your house and breathe a little bit actually buy a bed frame maybe or
2:07.4	actually go out to eat everyone's in a while or something like that but you sounds like you've been
2:12.9	running the whole way through. Yeah it's just been our house. We bought the house when we were 21
2:19.1	we're 23 and 24 now and we're almost done with it. This is the only debt we've ever had. That's
2:27.2	really impressive. Okay so let's recap here. What John is saying is what we teach folks to do and it
2:34.1	is relative to your question is to be gazelle intense and baby steps one through three and that's
	...

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