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Ramsey Everyday Millionaires

If You Do This You'll Be A Millionaire Before 30

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.83.6K Ratings

🗓️ 9 May 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!⁠   Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!   Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: ⁠(⁠⁠SmartVestor Investing Professionals⁠ ) #PaidEndorsement   📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠Ramsey's Complete Guide to Investing⁠)   🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠Retire Inspired with the R:IQ Retirement Assessment⁠)   📈See how much your investments could be worth over time with this handy calculator: (⁠Investment Calculator⁠)   🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠Ramsey Investing Tools and Resources⁠)   Listen to more from Ramsey Network ⁠🎙️⁠⁠ The Ramsey Show⁠  🧠⁠ The Dr. John Delony Show⁠ ⁠🍸⁠⁠ Smart Money Happy Hour⁠ ⁠💡⁠⁠ The Rachel Cruze Show⁠ ⁠💰 ⁠⁠George Kamel⁠ ⁠🪑 ⁠⁠Front Row Seat with Ken Coleman⁠ ⁠📈⁠⁠ EntreLeadership⁠ ⁠💸⁠⁠ The Ramsey Show Highlights⁠   ⁠Learn more about your ad choices.⁠    ⁠Ramsey Solutions Privacy Policy⁠

Transcript

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0:00.0

This episode is brought to you by SmartVester.

0:08.0

Connect with an investing pro near you at ramsysolutions.com slash smartvester.

0:13.8

David is in Houston.

0:15.7

Hi, David.

0:16.3

Welcome to the Ramsey Show.

0:18.1

Thank you.

0:18.9

I'm in $80,000 of debt after I graduate, and I heard you're the guy to get me with

0:25.4

a game plan to get me out of debt.

0:28.2

Wow.

0:29.6

What's your degree in?

0:31.3

It's in engineering.

0:32.6

That's good news.

0:34.1

So you're an engineer.

0:35.8

Yes.

0:36.5

What type of engineering are you going to go into? I'm going to be

0:40.4

working in oil and gas. Okay. Good. And you've graduated? I'm going to be graduating this semester.

0:48.8

Good. Okay. Have you lined up the new job? I have. Very anxious about it.

0:55.0

What are you going to make?

0:56.3

120 with a 10K signing bonus.

1:00.1

Awesome.

1:00.7

What did you make last year while you were in school?

1:03.4

Only internship money, so not much.

...

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