Welcome to the Jill on Money Show. It's Thursday, December 18th, and we are here answering your financial questions. And I know a lot of you listen to the program and you're like, oh, I don't want to come on the air. I'm so shy. Don't worry about it. We can change your name. We can change where you're from. We can protect you unless you have a wildly distinctive voice. But honestly, I doubt that's even going to matter. So we like having you on the program with us because we can ask you follow up questions. It's just, I don't know, it seems like a lot better experience for everybody.

So if something's going on, if you're thinking even about next year and how to get on the

right track and how to prioritize what's going on in your life and how your money is going to

make something happen or maybe limit what your choices are, whatever is going

on, we sure would love to hear from you. Go to Jillonmoney.com. Click the contact us button. It's in the

upper right hand corner. Write us a note. And if you want to come on the air, check the box. Mark

will do everything else. And you should definitely sign up for the free weekly newsletter because

that is how we stay in touch with you. Mark compiles the best stories of the week. And then by subscribing to the newsletter, which is for you, you'll also get my blog. And that's kind of fun too. Okay, today we are talking to Joy who listens to us in the Pacific Northwest. And you said it's quite dreary there

right now. Is that kind of what happens in the wintertime, sort of dreary? Yeah, it's just dark and dreary.

Let us. Let us. But you know what? You're bringing joy to us, and that is so wonderful. What can we do for you?

Well, I'm trying to figure out if I can leave my job early

after 25 years working for the state government. That's a long time for one job. Was it one job,

or did you move around and stay in the state government? I've mostly worked in the state government.

Did different things, but same agency for the last 25 years.

And you must have an unbelievable pension.

So I'm excited by that.

So let's go through what's going on.

Are you single or married or partnered?

I am married.

Okay.

And spouse working and how old? He is actually retired. He's a little bit

older than I am. Um, and he currently has a pension as well of 7,000. Wait a minute. How old is he?

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