Reality Radio for a really great future.

We're talking real money.

Oh, I need to learn to be careful what I ask for.

Just a week ago, I was complaining about the heat.

Now I'm close to the Arctic Circle and freezing. Hi, everybody. Don McDonald here

with the Friday Q&A, and I'm actually recording the Q&A in my state room aboard the Disney

Dream in Ackerere. Ackerere, Ackerere? I don't know, we'll say Akkerari, Iceland.

You can look it up.

It's way up north.

It's on a fjord in Iceland.

And we're just getting ready to head out of port.

So I'm going to do the Friday Q&A podcast from here before we leave and head for Ailsund Norway on our way to Copenhagen, Denmark.

Thanks for being a part of the program.

Remember, if you have questions, you can send them in at Talking RealMoney.com using that their contact form.

You can type them up or you can speak them out

like our first caller did. Hi, my name is Doug and I was wondering about bond funds and specifically

in this case, defined maturity bond funds. I was wondering if this is a good way to create a bond

ladder since the defined maturity

bond fund provides diversification versus buying individual bonds, but still gives me the advantage of

creating a bond ladder for myself. Maybe the main question is, does their regular bond fund do the same thing anyway?

Thank you. Great job. You answered the question for me right there at the very end.

Yeah, there are defined maturity bond funds, and they can be used to create ladders, and you can

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