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The Ramsey Show Highlights

I Was Evicted And Now Owe My Apartment $12,000

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 19 September 2025

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.7

Hey, so I've got a debt snowball question.

0:09.3

So I'm getting ready to start baby step two, and I've got all my debts listed out, smallest to largest.

0:14.1

So I was evicted in January, and I still owe that apartment complex about $14,000.

0:20.1

Why were you evicted?

0:21.6

I lost my job due to a medical complication.

0:26.4

I'm reemployed now and was able to get another rental place with a larger deposit.

0:32.2

Great.

0:32.9

What do you make?

0:33.4

Yeah.

0:34.6

I make about $42,000 a year.

0:37.3

All right. Good. So you got a huge death there

0:39.9

oh that's just a portion of it i'm about 53 in total um but my my question is um my ex-boyfriend my

0:50.0

boyfriend at the time was a co-applicant on that apartment with me.

0:55.8

He was in another state.

0:57.0

He never lived in that apartment.

0:59.3

He was just helping me out because my credit is so bad.

1:07.1

So I'm wondering if I should get that one paid off first so that he's not screwed when his lease is over or if I should still just follow the snowball and go smallest to largest.

1:11.0

Well, he's already screwed because he's got a judgment against him.

1:14.9

Yeah.

1:15.9

Okay.

...

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