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Hey, so I'm just calling, so I've been watching a show last night.

I would like some help maybe figuring out negotiation taxis for collectors.

I've had a few things in questions for a couple years now that I've been paying on,

with a repoed car hit a collection company, uh he's just coming at me hard he wants

like five grand down to make it like a monthly pay lower monthly payment i can afford or 800

bucks a month or a year and a half and uh you know i'm the sole provider of family and so that

kind of makes it difficult yeah so what do you make, Jordan? Oh, about 92,000 upwards.

I make footage, so really just kind of what the construction.

Why did you get behind?

Oh, so I found a new job.

A construction fell behind where I was at and just kind of lost some hours and, you know,

stuff like that. I can make excuses all day to really just

being irresponsible with my money okay that that's a fair that's a fair answer um is the repo the

only thing or are there other collections um i have some like uh checking accounts that i overdrew um

going into collections and uh some like a Xfinity bill, some

insurance bills, just stuff like that.

Okay.

Okay.

Well, let's go back to the beginning and then I'll answer your question.

Okay.

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