This is the Ramsey Call of the Day, part of the Ramsey Network.

Today's question comes from Hannah in Maryland.

Hannah asks, how do I guide my boyfriend in making a pivotal career move?

I can just stop you right there and say you don't, but we'll

continue. He's 32 and in residency. Most doctors go for clinical careers, but his passion lies in medical

research. The problem, oh, this is great. The problem is that a career in medical research

pays significantly less than a clinical career. Research

grants pay about 60 grand a year and allow you to clinical work making up to another $100,000 a

year. A strictly clinical career starts at about $300,000 and goes up from there. If money was not a

factor, he would choose the research career. He has $500,000 in student

loans. We'd like to get married and have a big family someday. How do I help him make sense of what

he would be giving up by going with the lower paying option? How does one way their passions with

what makes financial sense? Is this a case where passion needs to be thrown by the wayside?

There's so much here.

There's a lot going on, John.

I'll let you go first.

Hannah, you have already spent $500,000 of your future husband's first year salary you've already spent it you know what

the house is going to look like the cars you already have the picture in your head of how many

kids you'll have and what they'll all be doing in the big house that you'll have on the acres

and the wherever and wherever and wherever this is less a question about your husband about your

boyfriend's passion and moral question

about do you love him enough to follow him into what he wants to do with his life or do you

...