It's Thursday, and this is the Ramsey Call of the Day.

Part of the Ramsey Network.

Catherine's with us in Kentucky.

Good afternoon, Catherine.

How can Christy and I help?

Hey, thank you guys so much for taking my call.

I appreciate it.

Yeah.

I guess my question is, my husband and I are doing decently well financially.

We're actually starting on the

baby steps and will be through baby step four according to my calculations in about 16 months

however I'm thinking about my parents future which I know just sounds little silly but they're

in their mid 60s I'm 27 they're not in the greatest health one is still pretty able-bodied and has been struggling,

finding employment throughout the pandemic because she lost her job. My father is on partial disability

right now and trying to continue working for a few more years, but unfortunately they spent

their entire retirement on their divorce five years ago.

And they didn't have much to begin with.

How would you suggest my brother and I and my husband trying to help figure out what to do for

their futures in case their health fails and they're unable to take care of themselves

and meet more assistance?

Well, I got a question before A.O. jumps in on this one because, Catherine, this is a,

while it's a financial question, it's also an incredibly personal question. It's a values question.

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