I Took Out $60,000 In Loans For My Ex
The Ramsey Show Highlights
Ramsey Network
4.5 • 838 Ratings
🗓️ 16 November 2025
⏱️ 6 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.0 | Four and a half years ago I was with this guy and I took out loans for him because he didn't have good credit. |
| 0:14.0 | Oh, yeah. |
| 0:15.0 | I took out, I know. |
| 0:16.0 | Oh, yeah, it's okay. |
| 0:17.0 | I took out a business credit card, which was one loan, and then I took out a personal loan, |
| 0:23.0 | which he used to buy, like, vehicles for his business. |
| 0:27.4 | And then I also took out a golf cart loan. |
| 0:29.7 | Okay. |
| 0:30.9 | So fast forward. |
| 0:32.6 | And then two years, he was paying everything at the time when we were together, but it was always minimum payments. |
| 0:37.6 | So in reality, it probably didn't really pay that much. |
| 0:40.1 | Sure. |
| 0:40.7 | So then two years ago, we split up and he promised me like he would pay me monthly. |
| 0:47.8 | We got a new girlfriend, and then of course, you know, he stopped paying me. |
| 0:52.5 | Oh, so when I left him, it was that, like, it was between $50,000 to $60,000 that I owed. And I've gotten it down to $20,000. Oh, good for you. Jeez. Thanks. Thanks. So I sacrificed by moving back home, like, and with my parents. And then I just worked a lot. I'm a nurse, so I'm kind of lucky there. I can find a good job. Yeah. So I was always stuck between, like, filing bankruptcy or paying it off. So obviously, bankruptcy is not an option. But I always just wonder, like, if I should try to go back and sue him to get the money people always tell me to |
| 1:29.1 | but when I've looked into it it's kind of like a gray area because if your if your names on it |
| 1:34.6 | I'm sorry because if your name's on the loan yeah there's kind of a little bit of a dead end unless |
| 1:41.1 | there was some kind of contract that you guys had any type of legal documents |
| 1:44.8 | did he no no no there was no legal documents you like i have text messages of course where he'll be like |
| 1:51.4 | oh i'm going to pay you stuff like that but nothing legal documents i mean you could get a consultation |
| 1:59.2 | to see you know but i really think that for you, you're so close to being done. |
... |
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