It's Wednesday, and this is the Ramsey Call of the Day.

Part of the Ramsey Network.

You know, the easiest thing about doing this show is the answers are always the same.

You guys riding around in your car, you already know what I'm going to say.

If you've listened to this show for six months, you know what I'm going to say when somebody calls in.

And why are the answers is always the same? Because they're not based on nuanced concepts. They're based on principles. Principle is the law of gravity will cause your

butt to hit the sidewalk if you jump off a building

that's a principle well i sort of got these cool wing things i want to try yeah but there's always

the law of gravity there are principles like we don't borrow money that's a principle the borrower

slave of the lender we always have a plan Don't build a tower without first counting the cost. Always live on less than you make because a foolish man devours all he has. These are principles. Always be outlandishly, outrageously generous because generous people are unbelievably attractive.

They're the best people on the planet.

And you get to choose to be one today. Ready, set go.

These are principles.

Another principle is what Barbara Bush said a thousand years ago, and I've been given credit for it lately, but I wish I had said it.

I just stole it from her.

What happens in your house is a whole lot more important than what happens in the

White House. If you're waiting on Washington to fix your life, Dave Ramsey adds to that,

you're stupid. Because Washington can't even fix itself. It's the island of misfit toys.

And you're waiting on the Democrats to fix your life? Ha ha ha ha. You're waiting on the Republicans

to fix your life? The only shot on the Republicans to fix your life?

The only shot you got it fixing your life is you fixing it.

And so when COVID hits and the world comes to a freaking screeching halt,

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