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The Ramsey Show Highlights

I Think We Found the Problem

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 15 January 2024

⏱️ 8 minutes

🧾️ Download transcript

Summary

Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. 💸 Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.4

Kendrae is with us to start this hour in Houston.

0:09.5

Hi, Kendrae.

0:10.1

How are you?

0:11.6

I'm doing, right.

0:12.5

How are you doing, Dave?

0:13.4

Better than we deserve.

0:14.6

What's up, sir?

0:16.4

Okay, so I was calling just to get some advice.

0:19.5

So I am about $61,000 in debt.

0:23.1

I make about $55,000 to $62,000 a year, just depending on, you know, what kind of jobs we get.

0:29.5

I drive a concrete mixer.

0:32.1

Okay.

0:32.9

So, you know, our business is generally driven by, you know, what kind of contract we get with the weather.

0:39.7

You know, anything can affect, anything and everything can affect the paycheck.

0:44.4

So I have about $19,000 in a certain loan debt, about $4,000 in credit cards, and the rest is a $35,000 car loan, which I pay about $762 a month

0:59.6

for.

0:59.8

Whoa! You're feeling that.

1:01.7

Yeah.

1:02.7

Yeah.

1:03.7

So...

...

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