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The Ramsey Show Highlights

I Think I’m Heading for Disaster

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 28 December 2023

⏱️ 11 minutes

🧾️ Download transcript

Summary

Today's episode features Rachel Cruze & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. 💸 Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.4

Up next we have Kevin in Huntington, West Virginia. Hey, Kevin. Welcome to the show.

0:12.3

Hi. Hello. How can we help?

0:15.6

Okay. I have, I'm not very familiar with your all's stuff.

0:22.3

I've kind of just started watching some of your highlights and stuff on YouTube recently,

0:28.4

but enough to get an idea, a basic idea of like the Dead Snowball stuff.

0:33.4

And I've gotten myself into a little bit of a bond. Like I'm not, I'm not drowning yet.

0:41.3

Okay. But I kind of see that if I keep going the way I'm going, I've kind of just been jumping from

0:46.6

crisis to crisis and juggling everything and making it work for a while. Yeah. I kind of see that

0:52.3

if I stay on that path, that I'm going to be drowning before too long.

0:57.5

Okay.

0:57.7

So, Kevin, we're up against the clock a little bit, so I want to make sure we get to your question

1:02.1

and situation.

1:02.8

So how much, yeah, how much debt do you have?

1:07.2

I have 63,000 total.

1:11.6

Okay.

1:12.6

47 of it is between cars.

1:16.6

2,900 of it is credit, consumer debt.

1:21.6

Okay.

1:22.6

I have 9,000 student loans and 3,800 in collections.

1:28.0

Okay.

1:36.3

Some of the credit, some of the consumer debt is like rent a center kind of stuff, like weekly payments.

...

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