brought to you by the every dollar app start budgeting for free today we have Sharon in

Springfield hi Sharon welcome to the show hi thanks so much for having me today absolutely how can we

help well my my husband's been handling our finances um the last, we've been married almost 20 years.

And to the point that I really don't know what's going on in our finances largely.

I say in a lot of ways he controls a lot of what we spend and how we spend it.

And, you know, we'll have financial discussions and we'll talk about it.

But I don't really have a full understanding of our financial picture when we make decisions.

Okay.

And I can't get him to sit down and make a budget. Now, we've been through the Ramsey programs.

You know, I think we've been through them twice. We've even been out of consumer debt in the past,

but keeping a consistent budget is a problem. I am the breadwinner in the family,

and I'm wondering if it's worth just pulling my money out of our joint account and keeping my

money separate so that I can at least budget part of what our income is.

Why won't he budget?

Like when you say, hey, I want to sit down and do this, what's his reason?

Is it he doesn't have time?

He doesn't think it's like, what's his problem?

I think a lot of it is just understanding, like, how to plan for little things that come up with the kids,

like costumes that the kids need for programs or, you know, posters that they need to, you know,

for school presentations, you know, making sure we've got money for those little things. And of course,

there's more than just what the kids. And he doesn't want to do that or you want to do that.

And he doesn't think that's necessary to plan for those details. He's hesitant about the zero,

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