I've recorded many episodes over the three years of the early retirement podcast, but this is my favorite. And the reason for that, and I promise is you're not just going to have to listen to me the whole time. It is a longer episode. You're going to hear from my clients who actually retired early successfully and how they actually broke up with their employer. What was the process when they actually did retire? How much free time did they actually have? And what did they do in their free time? What did they wish they do differently?

And they shared with me, was the process when they actually did retire? How much free time did they actually have? And what did they do

in their free time? What did they wish they do differently? And they shared with me personally,

hey, if I would have seen an episode or heard someone ask these types of questions, it would have

given me more confidence into just financially, can I retire, when do I know I'm actually in a good

position to retire? How does this

change knowing that there's a age gap between my spouse and I, our health, life expectancy? So,

hopefully you guys love this episode as much as I did. And I'm going to let you guys hop in right now.

Scott and Rhonda, thank you guys again for doing this. I appreciate taking the time. And my

listeners here are enough from me. So I wanted to have on

some current clients that actually retired early. And so what I'd like to do today, if it's okay,

with both of you, is ask you some of these questions. Is now Scott and Rhonda, you shared,

hey, this would have been really helpful for me to hear before I actually retired. I wish I would

have done this or why didn't I consider this. So thank you guys again for being here hear before I actually retired. I wish I would have done this or why didn't I

consider this? So thank you guys again for being here. What I want to start with is just asking

you a question, what were your biggest fears about retiring early and how did you cope with them?

You know, I think for me, it's the obvious one, which is just not having enough money to live you know the way that

we wanted to um i had and i think a lot of people are probably in this same boat but i had a couple

people in my uh close vicinity that decided they were going to retire um but they kind of just

picked a date and they're going to retire.

They didn't really plan too well for it.

And one of them is older than me, had to go back to work, you know, has to live with

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