I Own a Home With My Brother and It's a Mess

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 4 August 2020

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's Tuesday, and this is the Ramsey Call of the Day, part of the Ramsey Network.
0:06.0	Joining me today is Ramsey personality, Rachel Cruz.
0:11.1	Alex is in Louisiana.
0:13.6	Hi, Alex.
0:14.2	How are you?
0:15.7	Hey, Dave.
0:16.5	Hey, Rachel.
0:17.0	How are you all?
0:17.5	I'm good.
0:18.0	Great.
0:18.5	How can we help?
0:20.2	So here's my situation. About four years ago,
0:24.0	my parents bought a duplex for my brother and I from a trust they had for us. They paid for
0:30.2	the house in cash, and we pay them back every month with interest, just like a normal mortgage. But I recently got married. It got married
0:41.2	in November. And my husband and I are now looking to either throw more money at the mortgage
0:49.4	or save for the next house.
0:56.6	I was just wondering if you had any advice.
0:59.4	And my brother and I, you know, it's one mortgage.
1:02.5	We just each pay our parents half of it every month.
1:07.2	If I were to pay more money towards the mortgage,
1:09.9	do you have any advice as to how to keep track of that?
1:18.3	Or is it the property value in our area is going way up too?
	...

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