It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

Because our next question comes from DC straws.

And DC said, is there a specific number or percentage at which taking the relationship

to the next level makes sense?

How do you know when you reach that point?

One of the things that I love that Brian talks about is how valuable and how good target

retirement index funds can be.

How wonderfully they work when it comes to starting out on your financial journey because

it does the automatic asset allocation for you and it will do a glide path.

But there's a chance that one day you'll reach the point where you say, man, okay, I need

something a little bit more.

Now we think that one of three things often happens.

Either one, the gravity of your financial decisions become so great, you don't feel comfortable

going at it alone.

When I make a 10% uh-oh on $1,000, it doesn't change my life.

When I make a 10% uh-oh on a million dollars, that can begin to be life changing.

That changes the material amount of money, that's the material sum.

That might be years of savings or years of income that just evaporated.

So I need someone to help me making those bigger decisions.

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