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CH Ministries.org slash budget. I've noticed you guys have had a few day traders in the show,

and I figure you could help me with my personal addiction. I'd like to say that I'm just smart enough

to understand markets, but just stupid enough to think that I can make money doing it.

Based on your tone, it sounds like you have not made money doing it, or you at least have lost money since then.

So I started investing about five years ago, and it's been a slow trickle stream of trying my best to learn markets,

get in and out, and pay for courses even.

Well, let's make sure we're clear. Investing is a very different game. What you've been doing

is gambling and speculation. It would be very difficult for me to argue with you.

Okay. I'm not trying to dog on you. I just want to make it clear for everyone listening because

they think like you that, hey, I'm investing. Dave says investing is good. This is very different.

When you were timing the markets within a day, which is what day trading is, getting in and out, speculating on what stocks are going to go up or down, there's a lot of risk there. And it sounds like you bought into some courses. Have you done like the prop firm game where you pay to go through a test?

Something similar to that, yeah, but not precisely.

More like courses offered by, you know, certain gurus.

I won't bother naming who they are, but I'd say the core of the issue is that as much as I love paying off dead and the idea of paying it off, when I get started paying

it off, I always have this thought, well, you know, if I just took this money I'm going to use

to pay this credit card and invested it, I could probably double it.

That's the starry-eyed gambler in you.

Right.

Well, you know what? I'll tell you this, Christopher, you are

very self-aware and I appreciate your honesty, even calling in and saying, I have an addiction

versus, no, I don't, it's a hobby. It's a passion of mine. And so I appreciate you even calling

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