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The Ramsey Show Highlights

I Lied About Filing Bankruptcy On My Job Application

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 8 August 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

brought to you by YREFI refinance your defaulted private student loans today at YREFI.com

0:09.0

slash Ramsey.

0:10.2

Here's my dilemma.

0:12.1

I have an opportunity, a new career opportunity.

0:16.5

One of the questions on the application said you cannot have filed bankruptcy to deceive your creditors ever.

0:24.0

So I answered no that I had not, but over 35 years ago, I filed bankruptcy only because I wanted to save my parents' home who passed away and it had started to go into

0:41.0

foreclosure.

0:42.6

So I did a quick claim D to put it in my name so that I could file bankruptcy and save a home.

0:51.4

So my question is, will they be able to see that and how would they be able to see that well the only

1:01.8

reason they would be able to see it is if they pulled your credit report and so on that yes there

1:07.8

would be the bankruptcy but I think it disappears within a time frame.

1:14.7

And I think 35 years exceeds that.

1:18.1

So I, are you Googling?

1:20.5

Are you looking up real quick?

1:22.4

I know, the time frame itself, yeah, I think 35 years it exceeds it.

1:27.8

But my question to you, Tina, is, was there any part of you?

1:32.3

Because it said, did you file bankruptcy?

1:33.8

And you said no, correct?

1:36.7

Right.

1:37.2

Yes.

1:39.2

Is there anything within you, though, from like a conscious standpoint of saying,

1:44.0

hey, I did.

...

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