4.6 • 682 Ratings
🗓️ 24 November 2024
⏱️ 8 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
0:06.9 | Yeah, so I was actually calling. I live paycheck to paycheck, man. I make like right under 40 grand a year. |
0:13.8 | My wife doesn't work. She stays at home with the kids. I've cut costs, I mean, as much as possible, |
0:20.7 | and we're still just not really saving any money. |
0:24.5 | Like, I just feel like I'm beating my head against the wall and I'm trying to get us into a house and |
0:29.9 | things like that. But my main question is, what is the best way for somebody like me? I have no |
0:35.9 | retirement. I have no savings. I have nothing for the future. I'm 32. |
0:41.3 | You got to make more money, brother. Like, you're not making, you're not making 40 grand. What do you do for a living? |
0:50.8 | I'm a cemetery maintenance manager. Okay. And, you know, I work 40 hours a week or whatever, but I, I'm, uh, I'm a cemetery maintenance manager. Okay. Um, and, you know, work 40 hours a week or |
0:57.0 | whatever, but I, I started my own business this year, uh, landscaping and stuff. |
1:01.5 | Mm-hmm. What's that bringing in? It's gone, it's gone pretty well. I brought in right at like |
1:07.5 | 18,000 this first year. Okay. Um, but I've also spent every single dollar getting new better equipment, just, you know, |
1:15.3 | stuff like that. |
1:16.1 | So you invested it all back in? |
1:17.9 | You didn't. |
1:19.0 | Yeah. |
1:19.3 | And next year, I'm actually in a good spot to, I think, actually make a profit. |
1:23.5 | But I haven't paid myself out of that business. |
1:26.1 | And I feel like I'm just killing |
1:27.9 | myself trying to juggle everything and then not getting anywhere on top. Well, let me, |
1:34.4 | let me bust in here. Tell me, tell me a little bit more about your financial snapshot, |
1:40.2 | because we know that you're making the 40,000. I'm not going to lie to you. It's going to be |
... |
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