4.6 • 682 Ratings
🗓️ 1 April 2021
⏱️ 5 minutes
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0:00.0 | It's Thursday, and this is the Ramsey Call of the Day. |
0:03.8 | Part of the Ramsey Network. |
0:06.4 | Joining me today is Ramsey Personality, Dr. John Deloney. |
0:11.2 | Shea's in Houston. Hi, Shea. Welcome to the Ramsey Show. |
0:15.0 | Hello. Can y'all hear me? |
0:17.5 | Sure. What's up? |
0:19.1 | Okay. Hey, Dave. So glad to finally meet you. |
0:21.7 | Okay. |
0:22.4 | So my question is I'm 30 years old. |
0:25.8 | I started your plan in 2017, single mother of two kids. |
0:31.1 | By trade, I'm an RN. |
0:32.5 | And so in 2020, I went to Zell intent, took advantage of the COVID thing, quit working full-time, started travel nursing. |
0:41.1 | So my income went from 85 to almost $300,000 last year. |
0:47.1 | I grew up super, I grew up super freaking poor. |
0:53.2 | Like, and it's just me and my boys, you know, left the toxic family |
0:56.6 | environment, yada, yada. |
0:58.3 | So anyways, I have been hoarding money because I was scared that crap, you know, like, if I pay this |
1:06.7 | off, my credit score is going to go down. |
1:08.7 | So basically, I started out with almost $83,000 worth of debt, and I have $42,000 left, and |
1:15.8 | it's only student loans left to pay. |
1:18.1 | Well, when I paid my car off, my credit score went down. |
1:22.4 | Good. |
... |
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