I’m Scared for Y’all, This Is Freaking Insanity! (Hour 3)

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 6 April 2023

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & Jade Warshaw answer your questions and discuss: "My wife is afraid of the debt payoff process" Paying for home repairs while paying off debt, Why you shouldn't take a job just for the 401(k) match, Why the best "debt relief program" is getting a job, "Our home is 40% of our take home pay" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	metrics.
0:27.7	Live from the headquarters of Ramsay Solutions broadcasting from the pods moving in storage of studios.
0:34.7	It's the Ramsay Show where we help people build wealth to work that they really love and create actual amazing relationships.
0:45.7	J.W.R.R.R.M.C. personality is my co-host today, Open phones, a AAA8255225.
0:52.7	Thank you for jumping in.
0:54.7	Jake is with us in Tampa, Florida. Hi, Jake. Welcome to the Ramsay Show.
0:58.7	Hey, Dave, how are you today?
1:00.7	Better than I deserve. What's up?
1:03.7	I've been following the podcast and I'm really ready to grab the bull by the horns here and really get cranking on this debt that me and my wife has.
1:15.7	But I'm finding that she's very fearful of the process, so much so where she's almost getting paralyzed with fear and doing nothing instead of getting after it, basically.
1:27.7	What's she afraid of?
1:29.7	She's afraid of dipping into the savings, getting rid of our vehicles to get cheaper ones, worrying about them breaking down, a cheaper vehicle breaking down.
1:42.7	That sort of thing, and I'm really trying to get going here.
1:47.7	She's fine with putting a little bit of extra money towards credit cards, but anything major like that, she just can't seem to get past it.
1:55.7	So you've got a lump of cash sitting there that you've been saving up and you're wanting to put it on the debt and that's making her feel funky.
2:03.7	Is that right?
2:05.7	Well, lump is the word for it. It's only about $5,000, but I want to go on your car.
2:10.7	You know, it's better than nothing.
2:12.7	What was that?
2:13.7	How much you own your car?
2:16.7	Well, we have two trucks. You're going to kill me.
2:22.7	$39,000 loan on my pickup and we have about 27 left on hers.
	...

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