All right?

All right, you ready to kick it off with Julia's question?

Let's do it.

She says I'm 33 years old and I have over 1 million dollars in debt and I'm feeling overwhelmed

understandably Julia I'm a doctor so I have about $200,000 of student loans at

6%, with an $800,000 mortgage at 7.5% and $3,000 left in credit card debt.

Clarification, $800,000 mortgage with what interest rate?

7.5%.

She goes on to say my mortgage payment is right at 25% of our gross income and our

combined household income is around 270,000 dollars.

Besides the mortgage we've kept our spending down drastically,

so I know we can tackle this quickly,

but I am just not sure where to start.

Any advice? Well, one, Jill Jill you got a bunch of big numbers here right? I mean obviously you were young you're

dealing in the realm and the world of big numbers right when I hear $200,000 in student loan debt, I hear $800,000 in mortgage debt, I hear

$270,000 of income, yeah that's a lot. That's a lot going on. Brian, I would like to start this off if you're okay with that.

She's trying to figure out how do I tackle this. Number one, very first thing that I, well, I can't say number one, I got to go back to the beginning. We got to start the financial order of operations because they can't say number one I got to go back to the beginning we got to start the

financial order of operations because it can't be I already had it ready

be number one you got to go to the financial order of operations because she said

one thing in there that I heard that was just super annoying she said that she's got three3,000 to credit card debt.

Now, and I was like, one of these is not like the others

when I heard everything else.

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