"I'm Not Sure You Called The Right Show"

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 17 December 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.
0:07.6	CH Ministries.org slash budget.
0:10.3	So I'm a 40-year-old guy.
0:12.1	I got a fiance and a baby who turned two in July.
0:15.6	And my fiance and I, we have three Airbnbs that are doing really well.
0:20.2	Four years into it, um, last year
0:23.4	we grossed about 102,000, uh, this year we're going, we're forecasting to do about
0:29.4	127,000 gross on the three Airbnbs, with a 62% profit margin. Day job is hospitality sales. I make about 100,000, 120,000 year. She is a
0:41.5	psychologist. She makes about 110. So our issue is there are these micro loss and another one is
0:49.1	available, but it's in a super historic old building. And I'm thinking about getting a fourth Airbnb.
0:56.4	But the banks are telling me that I got to put 40% down.
0:59.4	They're going for about two and a quarter.
1:03.3	So I want to hear your take if I should get another profitable Airbnb and have it under the same roof as all my other ones?
1:14.2	Or is that considered maybe too high risk?
1:18.8	Okay.
1:22.2	Well, I'm not sure you called the right show.
1:27.7	I'm not sure that you know what we do.
1:30.0	But the,
1:32.2	so I own several hundred million dollars in real estate.
1:37.0	Okay,
1:37.6	I love real estate as an investment.
1:40.1	I went broke in the real estate business in my 20s,
	...

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