brought to you by the every dollar app start budgeting for free today kenneth kicks us off in

houston texas welcome to the ramsay show kenneth hello hey how you doing um i'm doing fine for now

what's going on um so um currently in a situation where I'm living in my car.

I started in November because I racked up about $14,000 in credit cards.

Oh, man.

And I have 16 on my car as well.

So.

16,000? Yes, on my car as well. 16,000?

Yes, on my car.

Okay.

Where were you living before this?

I was actually living in an apartment with my cousin and her boyfriend, but they decided

to get their own place, so I ended up in a car. And right now you can't afford rent because of the debt?

Yes. It's taking about half of my paycheck every two weeks and my car payment is $3.46. So I'm left with

about $200. So I started this debt snowball,

and I managed to pay off one credit card, but it's still not enough. Not enough.

Sounds like we need to get your income up. Are you working full-time right now?

Yes, yes, I am. I actually, I submitted applications to places. I still haven't had, like, I haven't heard back yet.

So what are you doing right now for work?

I'm a sterilization tech. I clean dental instruments.

Okay. And what do you make doing that?

I make 18 an hour on my W-2. It said I made $32,000 this year.

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