Brought to you by the Ramsey Network app. Download today to go further with Ramsey.

Hi, I'm in trouble and I need some help. Okay, we're here for you. What's going on?

Okay. I wrote a book. I hired a company to market it and distribute it in the whole nine yards.

And it started off at $2,000 and escalated into $60,000.

They never told me in the beginning.

I had to pay for the printing of the books.

They never told me that I had to, they were going to set up a website and they would,

they never told me that I had to have a domain and a hosting company on top of that $2,000.

So they were just big shysters.

The end of it was they kept telling me, yes, my money's coming, my money's coming.

They owed me like $140,000 in royalties, which never came.

And the end of it was that I did a merchant dispute because they were supposed to do an audio book, which they never did.

So I put a $4,000 dispute in on that.

And they said that unless I paid up my whole amount that I owed them, which was at $4,000,

they would cancel my account, which they did and never did the book.

So they canceled my accounts.

And I'm out $60,000 trying to figure out how to pay it.

I assume none of this was real.

Yeah, I know.

The royalties weren't there.

There was never a book.

Did you ever get a copy?

...