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So basically I am 48. I've got no kids. I'm single. I've got my mortgage that I've got about

13K less. Nice. I have, yeah, I have some investments, 38K, but I can't touch until I'm 55, which

unfortunately, I mean, well, fortunately, that's right around the corner.

But, um, my thing is, I haven't been working for a year.

I quit my job because I needed a change.

Um, my salary is only 55K. so when I do eventually get a job,

you know, it's not very high, but in the year, I've been paying my maintenance and my mortgage

on my credit line. So I've accumulated another 10,000 in the last year. But here's the thing. This is not the first time I've been in a situation.

I've put my job before and I've been, you know, not wisely paying my mortgage and my

main fees on my credit line, but that's been a little buffer for me and then I'll get a job

and I'll pay it down. That's such a risky way to live. It is, it is.

And, you know, that's what we call cash poor, right?

Where, you know, I'm not making a lot of money, but I'm smart with my money.

You know, I'm not paying to get my nails done and stuff like that.

I'm, you know, putting every cent that I have to that mortgage when I am making money.

But here's my main question.

I have making money. But here's my main question. I have no kids.

And my condo is worth about 700K, right?

Why am I rushing?

Because I only have 13K left on this mortgage.

Why am I rushing to pay down this mortgage?

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