I’m Having a Baby and I Have No Money!

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 31 October 2023

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Today's episode features Dave Ramsey & George Kamel. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	Kathy starts this hour off in Indianapolis.
0:08.9	Hi, Kathy.
0:09.4	Welcome to the Ramsey Show.
0:11.5	Hi, guys.
0:12.4	How are you today?
0:13.4	Better than we deserve.
0:14.7	What's up in your world?
0:16.6	Oh, I'm trying to get there on your level.
0:20.9	I am calling today to ask you guys kind of what you think my next steps might be.
0:27.1	I've gotten myself into quite the mess.
0:30.4	I have followed all of the rules of never opening a credit card in my life.
0:34.5	I'm 27, and I've made it this far without one and I've kind of gotten
0:39.0	to a point where I am desperate enough that I am I have been riding the line of wanting to
0:44.9	open one this week because of all of my debt problems that I'm having. Yeah, debt problems are
0:50.2	always solved by more debt. What do you mean? So I've kind of gotten myself into a predicament with bills that are owed,
0:59.6	and my shovel is not merely big enough,
1:03.4	and I feel like I'm running myself into the ground trying to do side hustles.
1:08.5	And I just graduated in June and started as a hairstylist. And the money is just
1:16.7	not there like I thought it was going to be. And I know you kind of have to get clientele and
1:21.3	build up your marketing and all that stuff. And after I signed my apartment lease, I found out
	...

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