Brought to you by the Every Dollar app. Start budgeting for free today.

So I'm 23 years old and I have a loan. I owe my parents $10,000 right now.

For what? It's an interest for free loan. About $ eight thousand dollars is for my car that i use for

work i'm a ferrier um and then about two thousand four hundred dollars is for a few previous

months of rent that I needed help with.

Okay.

So I asked them to forgive the loan, and they got upset with me.

They said I was ungrateful and that I needed to work harder.

And so I was already kind of on the hunt for a part-time job so that I can, a second job,

so that I can pay off the debt quicker.

Good.

But so right now I'm, I've got about 25 clients as a ferrier. So I trim

and shoe horses. Right. So what is a, what does a 23-year-old ferrier with 25 clients make in

Colorado? What kind of money you make? Well, so like before gas and tax and supplies and all that good stuff,

I'm probably going to make about 15,000 this year. So not very much at all. Probably like

closer to 10,000. That sounds more like a side hustle than a job. Right, right.

And so I really anticipated just being able to grow my business quicker,

which is why I was more comfortable getting these loans.

Like, they're not huge loans, but...

What's your question, Patrick? how can we help you um so i asked my parents to forgive the loan

and i uh and they got upset with me you told us that and like i i struggle already with my

how upset did you ask?

...