Let's kick it off with Zoom with Joel from Ozark, Missouri.

All right. Hey Joel.

Hey, Joel.

How are you doing? We can see you here too, which is perfect.

What's your question for us?

So my question, my wife and I, were different intensity levels as far as our process of becoming debt-free.

I'm more like on trash day watching the neighbors to see if they set a $10 lamp out on the

curb I can hawk on Facebook. She's more like, hey, let's try to take a nice trip with the girls.

So my question is how can we kind of

bridge that gap between our intensity levels to find a common ground? For sure. I have a question,

Joel, for you. What baby step are you guys on? Are you guys working your way out of debt?

We're like at the finish line with baby step two. So we're getting ready to cross into three,

four, and five. And we're still fired up. I mean, we're on the same page as far as wanting to be

debt-free as quick as possible. So there's, there's at least that positive. We're on the same

page. But just like I said, we're just different intensity levels. I probably need to tone it down a little bit. I don't know.

I think you're both doing fine.

I think you're both doing fine.

Larry Burkett used to say, Joel, if two people just alike get married, one of you's

unnecessary.

So it's good that opposites attract.

I was going to say, I think that there's...

One being fired up and the other one being chill, that's good.

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