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I'm currently debt-free myself, and I'm working on paying off about $41,000 of my wife's debt.

Okay.

Now, we split everything down the middle, making minimum payments, but I am a disabled veteran,

and I work part-time, so I have a little extra money in my pocket, about $12,000, I'm sorry, $1,200

a month.

Okay.

I spread load between my son's college fund, a down payment on a house, and building my retirement,

or building my emergency fund.

Okay.

So my question is whether you think it's smarter to spread loan,

my extra unspoken for income across different savings accounts,

or if you think I should attack each thing individually.

Well, first off, it's Veterans Day. So thank you for your service every day of the year.

We're appreciative of that. What you said, I know you have another question there, but what you said

about you and your wife kind of threw me off from the very

beginning, to be quite honest, when you said that you're debt-free, but your wife isn't, that was

kind of like my signals went off, because here we really, really believe in combining money

and doing that if you're a married couple. So my question is, how long have you and your wife been

married? So me and the wife have been married about four years. Okay. And that problem

kind of became twofold, one of which is she wasn't really handing her finances very well, and

she hid debt from me until very recently. Okay.

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