I'm Charging My Adult Daughter Rent — She Says I’m Stealing

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 4 February 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	My question is about charging rent to my adult daughter. She's 23 years old. She has been a registered nurse since she was 19 and she's worked full time since the summer of 22, so almost four years. She still lives at home with us,
0:22.6	and she's going to grad school. And in May of this year, she'll actually graduate and be a nurse
0:27.6	practitioner. Good for her. That is good for her. Great. Her tuition reimbursement from her employer
0:34.1	pays the lion's share of this, and she has no debt and has just been piling up cash.
0:39.5	That's awesome.
0:40.8	All right.
0:41.3	So money-wise, she's in good shape there.
0:43.2	Back in April 24, I began charging her rent of $300 a month plus a third of groceries to split those costs with me and my wife.
0:51.5	She'd almost been working two years by then.
0:54.0	She now likes to say that I'm stealing from her. She'd almost been working two years by then.
0:58.7	She now likes to say that I'm stealing from her and of course the relationship is tense,
1:04.3	but she does not want to move out either. She likes to say that none of her friends have to pay rent to live at home. We did tell her at some point that she could live here as long as she's in
1:09.7	school, but we never
1:11.2	expected it was going to be, you know, well into grad school like this.
1:15.1	The wife and I do not need the money.
1:17.0	Our intent was to show her that life has a cost to it.
1:20.1	So really the question is, how should we approach this with her to maintain the relationship
1:24.7	in a healthy manner?
1:28.5	Those are two separate ends.
1:33.9	Or let me say this.
1:35.9	She's what an absolute mess.
	...

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