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I'm nervous.

I'm ashamed, disgusted, embarrassed at all.

I'm going to answer to the question because I really need guidance on this.

Should I file for bankruptcy?

I made dumb mistakes and now I regret it.

I'm ashamed.

So just a little quick back story.

So I purchased a house and when I purchased a house, I kind of paid more than what I should have.

Then fast forward, I basically ended up losing my job.

And the mix of it, I bought when that interest rates and the prices were going up,

and I really had paid over what their house was supposed to be.

So when I went to sell it, I basically couldn't sell it because there was a lot of brand new properties going up and the seller were giving a lot of more incentives.

So my house, beautiful house, was out for there, but nobody was really interested because I wasn't offering anything.

On no sense, it's actually to compete with the other storage.

And then I ended up, my realtor kind of convinced me to, like, do a sub two contract, meaning I keep full financial obligation

of the payment while I basically have somebody make the payment for me.

And once the house is paid, they take basically the house is theirs.

Fast forward a year, um, well, not even a year.

Um, the person that took over the payment has not been making the payment.

So I did not serve, um, on August 22nd, um, that the house is going is going up for foreclosure.

...