I’m Almost a Million in Debt

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 25 January 2023

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel, Kristina Ellis, & Jade Warshaw. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	this is the ramsie call of the day part of the ramsay network
0:09.2	joining me today is ramsie personality dr john deloney
0:14.3	leah is with us in new york city hi leah how are you, how are you? Better than I deserve. How can I help?
0:22.6	Well, I'm calling because I have a debt problem. I have over one million in debt that includes a home,
0:32.9	college loans, and credit card debt. Okay.
0:37.9	And how much is your home?
0:39.5	How much is the debt on your home?
0:41.6	It's about 500,000.
0:45.2	And what is the house worth?
0:47.4	It's worth about 700,000 now.
0:51.8	Okay.
0:52.1	All right.
0:52.8	And so you have $500,000 in other debt.
0:56.5	I'm guessing a larger portion of that is student loans.
0:59.8	Yes, student loans.
1:01.0	How much?
1:02.2	About 300,000.
1:03.8	You have 200,000 in credit card debt?
1:06.6	No, no, student loans.
1:08.6	Oh, I'm sorry.
1:09.4	I'm sorry.
1:10.0	You said you had a million. You got 500,000 on the house, 300,000, student loans. Oh, I'm sorry. I'm sorry. You said you had a million.
	...

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