brought to you by the every dollar app start budgeting for free today today's question comes from

billy in indiana ten years ago i was destitute and owed $15,000 to the irs i raised my kids by myself

with no contribution from my ex-wife i followed your teachings and i'm now debt-free with money

in savings and investments i I'm retired and living

very frugally, but I'm terrified of being destitute again. My weekly grocery budget is,

am I reading this right? $35. I don't use the AC in the summer and won't turn on the heat in the

winter. This is from Billy and Indiana. He turns it on when it gets below

freezing. Yikes. I've taken all the light bulbs, but one out of all the fixtures in the house,

I take three-minute showers and haven't eaten out in two years. How do I live without my

phobia of being broke again? Man, this is intense. But I, but let me just say,

destitute, it's a heavy word. The kids, there's some stories behind that. Don't know what that

word means, but it takes down and out to a new level. And I think that him having nothing at all so seared his conscience.

Yeah.

I mean, this is as much emotional, relational as it is financial.

I do, and I think this is therapy.

I think this is some, I think I would get some therapy on this to be able to create a narrative that is in opposition to the voice

of fear because the voice of fear is rooted in tremendous pain, George.

And so you've got to counteract that.

Again, Deloney's not here but

the bottom line is

this is a form of OCD

and OCD

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