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The Ramsey Show Highlights

I'm About to Take On $300k in Student Loans

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 30 June 2021

⏱️ 10 minutes

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

this is the ramsie call of the day part of the ramsay network

0:09.2

joining me today is ramsie personality christie right marissa is with us in trenton hi marissa

0:18.1

how are you hi thank you so much for taking my call. Sure.

0:22.6

What's up? So I am 29 years old. I have been working as a nurse for the last six years.

0:30.3

I'm a single mom. My daughter is six years old. And I made the big financial commitment to go back to nurse anesthesia school.

0:41.6

Wow.

0:42.3

So, yes, I paid off my undergraduate loan, which was $30,000.

0:48.2

My parents did help me and support me through the way.

0:51.8

That was paid before going into school as well as my car

0:55.3

and I have no credit card debt.

0:57.4

The school now will cost me about $250,000.

1:03.0

And with interest, it'll be about $300,000.

1:07.9

I've been with my boyfriend for about four years and besides paying back alone, we're looking to get married in the next few years and have more kids.

1:18.5

So I just wanted to see what your thoughts were on coming up with a plan.

1:23.8

I think I could realistically pay off this almost $300,000 in the next three to five years,

1:30.5

but it's very daunting, and I don't know how to balance that with having a life, getting married,

1:37.0

and having more kids at the same time.

1:41.3

Okay.

1:42.5

You've been listening to us not a long time, I take it.

1:46.0

For the past few months, my boyfriend actually turned me on to this show, and I've been listening a few hours every single day.

1:56.0

I just don't know how to make the baby steps really work for me. I saved $30,000 to live on for the three years that I'm in school.

2:04.6

Yeah.

...

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