I’m About To Go to Court for an Old Debt

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 20 July 2022

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:10.8	Lori is in Chicago.
0:12.8	Hi, Lori.
0:13.2	Welcome to the Ramsey Show.
0:15.3	Hi, Dave.
0:15.8	How are you?
0:16.3	Better than I deserve.
0:17.5	What's up?
0:19.1	I am going to court tomorrow for a credit card debt.
0:24.6	The credit card original company sold it to a debt buyer, and now the lawyer is suing me.
0:33.2	And I tried settling two times, and they really wouldn't go down very much.
0:38.8	It's the original debt is $8,500.
0:41.2	Uh-huh.
0:42.7	And they went down as far as 59, 85.
0:47.1	Uh-huh.
0:48.1	I was just wondering if you had any ideas of what I could do as far as facing a lawyer tomorrow,
0:53.5	or if I still try to call
0:55.5	this company that's not working with me. They wanted me to make payments and I know you're
0:59.6	not for that. Yeah, I wouldn't do that. It doesn't work out well for you. The lump sum
1:04.6	settlement is the only way to go. Have you got the money to settle tomorrow? No, no, I don't
1:09.8	have that much. I tried tried settling I can give them
1:12.7	2,300 how much do you have 2,300 okay what was the original debt
	...

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