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Dear Young Married Couple

I'm a Spender, He's a Saver: 3 Questions That Changed Everything

Dear Young Married Couple

Adam & Karissa King

Christianity, Sexuality, Health & Fitness, Religion & Spirituality, Relationships, Society & Culture

4.8871 Ratings

🗓️ 28 October 2025

⏱️ 21 minutes

🧾️ Download transcript

Summary

💰 Is money the third person in your marriage? You’re not alone. Hear Adam and Karissa get real about how financial tension often masks deeper emotional and spiritual dynamics in marriage.  They share three simple but powerful questions that can turn money fights into teamwork — no spreadsheets required. What if you could replace anxiety with alignment? What if money could actually draw you closer instead of dividing you? Tune in for honest conversation, practical wisdom, and a path toward peace and purpose in your finances. Resources: Counseling w/ Adam & Karissa https://www.dearyoungmarriedcouple.com/counseling Stay in Conversation with Us  IG: @dearyoungmarriedcouple  Website: https://www.dearyoungmarriedcouple.comEmail: hello@dearyoungmarriedcouple.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0

Dear young married couple, if money has become the third person in your marriage, you're not

0:05.2

alone.

0:06.2

One of you is the saver and one of you's the spender.

0:09.3

One of you loves the thrill of a good purchase, especially if you got a discount.

0:15.1

The other loves the comfort of the full savings account.

0:19.2

Today we're going to share three questions that turn our money tension into teamwork.

0:24.6

So no spreadsheets on air, but just a simple path to peace, purpose, and fewer fights.

0:32.6

So let's start with the first question because peace comes before progress. Question number one is, what is our enough

0:40.3

number? So we'll get to some of the deeper questions about the meaning of money and the emotions

0:48.5

that come up around money. But this question is all about the math. And that's really important

0:52.9

because when we're talking about money, usually we're not talking about the math. Usually we're talking about the math. And that's really important because when we're talking about

0:54.4

money, usually we're not talking about the math. Usually we're talking about our emotions that come

0:58.8

up in response to the math. So let's cut all the emotion at first and just talk about the math.

1:05.5

So here's the equation. Your enough number equals average monthly expenses. And remember this is not your,

1:14.3

what you'd like it to be, but what you actually spend every month because it's very different.

1:19.8

So that means that people need to actually go into their bank account and find what they actually

1:24.2

spend. Yes. So look at your actual spend per month, times that by the number of months that you'd like for your runway.

1:33.2

So for some couples, it's three months.

1:35.1

For some couples, it's six months.

1:37.3

If you have variable income, you want to lean toward more like the six months.

1:41.0

But if you have the same income every month, you might lean more toward

1:44.2

three or four months. But just what kind of runway feels like this is a solid number in our

...

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