I'm a Spender, He's a Saver: 3 Questions That Changed Everything
Dear Young Married Couple
Adam & Karissa King
4.8 • 871 Ratings
🗓️ 28 October 2025
⏱️ 21 minutes
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| 0:00.0 | Dear young married couple, if money has become the third person in your marriage, you're not |
| 0:05.2 | alone. |
| 0:06.2 | One of you is the saver and one of you's the spender. |
| 0:09.3 | One of you loves the thrill of a good purchase, especially if you got a discount. |
| 0:15.1 | The other loves the comfort of the full savings account. |
| 0:19.2 | Today we're going to share three questions that turn our money tension into teamwork. |
| 0:24.6 | So no spreadsheets on air, but just a simple path to peace, purpose, and fewer fights. |
| 0:32.6 | So let's start with the first question because peace comes before progress. Question number one is, what is our enough |
| 0:40.3 | number? So we'll get to some of the deeper questions about the meaning of money and the emotions |
| 0:48.5 | that come up around money. But this question is all about the math. And that's really important |
| 0:52.9 | because when we're talking about money, usually we're not talking about the math. Usually we're talking about the math. And that's really important because when we're talking about |
| 0:54.4 | money, usually we're not talking about the math. Usually we're talking about our emotions that come |
| 0:58.8 | up in response to the math. So let's cut all the emotion at first and just talk about the math. |
| 1:05.5 | So here's the equation. Your enough number equals average monthly expenses. And remember this is not your, |
| 1:14.3 | what you'd like it to be, but what you actually spend every month because it's very different. |
| 1:19.8 | So that means that people need to actually go into their bank account and find what they actually |
| 1:24.2 | spend. Yes. So look at your actual spend per month, times that by the number of months that you'd like for your runway. |
| 1:33.2 | So for some couples, it's three months. |
| 1:35.1 | For some couples, it's six months. |
| 1:37.3 | If you have variable income, you want to lean toward more like the six months. |
| 1:41.0 | But if you have the same income every month, you might lean more toward |
| 1:44.2 | three or four months. But just what kind of runway feels like this is a solid number in our |
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