This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. Chandelloni.

Today's question comes from James in Alabama.

James writes, I'm in an embarrassing situation. I'm 36 years old and I'm a

hoarder. I have over $50,000 invested in to video games, comics, and toys. This is consuming the home

that my mother and I live in, which is making her unhappy. I have about $15,000 in debt and earn about $35,000 a year. I'm really

starting to wake up after watching your show and I've been thinking about selling 99% of my

stuff and living a simpler life. I just feel lost in the process and I have trouble letting

things go. How can I change my mindset about these things I've collected?

It's tough. Dave, this is one of those challenges that people start trying to solve the immediate problem right in front of them. And you can do that, but something that is going on

in James' life, I'm going to guess, is deep-seated that he needs to go do some hard work.

He's 36, still living at home.

He's packed up stuff.

He's running and hiding.

This is a person who's very anxious and has probably got some childhood trauma that he's dealing with.

So when I feel people get in this situation, I just can't break three.

I can't break. I can't break.

I can't break.

This person needs to go sit down and talk somebody.

So the hoarding is the symptom, not the problem.

Correct.

Right.

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