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So my wife and I, we graduated college.

We both borrowed about $100,000 in student loans.

And now each of us, like just over the course of it,

we've got about 200,000 each in debt.

So we've got about doubled interest.

And just trying to, you know, see about, you know, like refinancing, just what options, you know,

like just some guidance.

So just to clarify, you both borrowed $100,000 each, and over the course of time, both of your

$100,000 have doubled, and now you owe $400,000.

Is that correct?

Yeah, yeah. So it's, yeah, that sounds right.

How much time? I'm just curious.

So we got our associates, which took like, you know, like two years and then finished a bachelor's,

which like was two and a half, closer to like three years,

just like how the semester's worked out. But it doubled in that amount of time?

Yep. So over the course, so I don't know exact, like specifics of my wife's, but like myself,

and it seems like a bunch of people that I know, they're in the same, like, you know, it's because your, it's because your interest, your payment isn't covering the interest. And so your, your loan is not moving. You're, you're paying payments, but your loan is not moving. The total is not. It's growing. My minimum, my minimum payment is $2,800 and something. And that's only, I like did the math, and I'm only pay,

it's only 500, only 500 of that is going towards the principal. Yeah, exactly. Okay. 300 is going to

interest. Tell me about your, yeah, listen, this is a lot of debt.

We're going to help you out.

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