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The Ramsey Show Highlights

I'm 3 Years Behind On My House Payment!

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 14 September 2023

⏱️ 8 minutes

🧾️ Download transcript

Summary

Today's episode features Dave Ramsey & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Jackson, Baltimore.

0:06.4

Hey, Jack.

0:07.0

How are you?

0:08.6

Hey, Dave, and Ken.

0:09.6

Thanks for taking this call.

0:10.6

Sure.

0:11.0

I'm just going to find out if I should move forward with selling my home or taking a chance

0:17.7

to remain in it and possibly sell it next summer.

0:22.7

Here's the issue that's going on right now, currently behind, close to $70,000 on my mortgage.

0:29.5

You're behind $70,000?

0:33.9

Yes.

0:34.7

How much is your house payment?

0:45.3

House payment is about 20, about 2,300. So that's about 2.5, 3 years.

0:47.3

How in the world have you gotten 2 or 3 years behind?

0:49.3

They haven't foreclosed on you?

0:51.3

Um.

0:53.3

Oh, it was COVID. Yeah. Okay. Yeah. So they're just not gettingosed on you. Oh, it was COVID.

0:55.1

Yeah, okay.

0:55.9

Yeah.

0:57.8

So they're just now getting around to you.

1:00.0

The post-COVID foreclosures are catching up now.

1:00.4

Okay.

...

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