I'm 22 and Scared To Tell My Parents I Messed Up

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 19 February 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	So I have a kind of indirect financial question. If you will, not necessarily about my finances,
0:14.2	but a conversation I would like to have about finances and my family.
0:18.7	Okay.
0:24.9	So just a little bit about my situation. I am 22 years old. I'll be turning 23, uh, on Sunday this upcoming week. Oh, happy early birthday.
0:32.9	Thank you. From 2021 to 2024 is when I acc occurred all of my debt to around 30,000.
0:42.0	Okay.
0:44.0	And so my question is I would like to, I've been taking care of it since September of last year to now, which originally was 37,000 plus, but since then I've taken
0:59.7	care about 7 to 8 grand of it so far.
1:02.3	Good for you.
1:03.0	That's great.
1:03.6	Thank you.
1:05.4	My concern, though, is that while I acured this debt, neither of my parents know anything about it or about my
1:14.0	financial situation.
1:16.5	Do they support you financially in any way?
1:21.0	So yes and no.
1:23.9	My father, he doesn't live with us, but he is is supportive of me if I were to need some financial
1:30.4	situation or some financial help he would and I live with my mother and my grandmother but um
1:37.4	considering how much I make I make enough where I think I'm okay enough without asking for help
1:45.3	yes what caused you to go into the debt if you where I think I'm okay enough without asking for help. Yes.
1:45.9	What caused you to go into the debt if you were in this,
1:49.0	or were you not in this living situation before?
	...

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